Because the deductible for the HSA plan is higher, James is responsible for paying the full cost of his health care services, including his medications. %%EOF The Plan also covers most of your community-based care (office visits), as well as necessary medical equipment and supplies (crutches, hearing aids, etc.). Under the new law, youll no longer be required to purchase unlimited personal injury protection (or PIP) if you have a certain level of health insurance coverage. It has more than 20,000 physicians, including specialists, and more than 140 all acute care hospitals in Michigan. 0000026478 00000 n With the total of all her family services and prescriptions, the HSA Plan costs $3,030 to use. PDF Frequently asked questions for customers about Public Acts 21 and 22 For Medicare Members: No-fault auto law changes Health (Just Now) WebThere are several ways you can request a QHC letter. 0000008243 00000 n 0000023941 00000 n 0000044573 00000 n www.bcbsm.com/som, State High Deductible HealthPlan (HDHP) withHealth Savings Account (HSA)- HDHP administered by Blue Cross Blue Shield of Michigan (BCBSM),HSA administered by HealthEquity. Qualified Transportation Fringe Benefits (QTFB). %%EOF PDF Best of Health Medicare Co-insurance is a percentage of the cost you share with the plan. Per state and federal law, providers and facilities must attest to accuracy of directory information to stay visible in find a Doctor. If the provider you select doesn't participate at all with BCBSM (BCBSM has several different provider arrangements), you may also be required to pay additional charges. 0000010919 00000 n 0000022731 00000 n For the HSA Plus Plan because Mary met her deductible and a portion of her service costs are paid at the 20% co-insurance, she would be responsible for $3,006 out of pocket to use this plan. 0000029225 00000 n PIP coverage can include items like attendant care, housing modifications and lost wages. Behavior Health/Substance Use Disorder Administrator. BlueCard Program home page. If your spouse's (non-State) employer will not cover you under their group plan because you are enrolled in any of the State-sponsored health care options,you can "opt out" completely and still receive the $50 biweekly payment (select "Health Waiver with Rebate"). $158 per month) Eligibility: All MSU students, Law students, Visiting scholars, and more, including spouse and children of a student enrolled in the plan. hbbd``b`$WX@]@D0(, IH0@1% b Cu@\v d"3|` Once logged in, navigate to the QHC letter in the Proof of Insurance section at the bottom of the page. Detroit, MI 48243. Michigan Auto Insurance Reform -- What HAP Members Should Know Michigan - Blue Cross and Blue Shield's Federal Employee Program Visit, Go to Qualified Transportation Fringe Benefits (QTFB), Active Employee State Health Plan PPO BCBSM Plan Booklet, Retiree State Health Plan PPO With Medicare Booklet, Understanding HMO Insurance Premium Rates. 0000041020 00000 n Learn More Questions? Now let's look at some helpful scenarios that show how these plans work, considering the costs to have and use each plan. 0000004148 00000 n 0000004500 00000 n You must be in pay status to receive this payment. 0000020133 00000 n Enroll when you're ready. K4[WYV5pL@=>QBuD Effective January 1, 2023, MSPTA-represented (To1) employees are eligible for this benefit, DROP employees and OEAIs and the dependents remain ineligible. <> The maximum deductible for two or more covered persons in your family was limited to 1 months of your basic salary. 0000004937 00000 n [Instructor] Hello, and welcome to Blue Cross Blue Shield of Michigan. hm6?ZqJ!nv+E 0000025874 00000 n You keep what you dont spend on medical expenses, even if you retire or leave state employment. When an out-of-area Blue plan member seeks medical care from your office, use our tools to simplify claims submission to BlueShield of California. Healthcare includes your Medical (ASR, BCBS, or HAP), Prescription (Navitus or HAP), Dental (Delta Dental), and Vision (NVA). Health Plan Forms and Documents | Human Resources University of Michigan Be informed about all your Blue Cross plan has to offer. To help you compare and select your 2021 medical plan, Ford has provided Benefits Mentor powered by IBM Watson Health. 258 0 obj <> endobj You can use the money if you leave the company, change your plan, or retire. Enrollment in the State HDHP will also provide access to an HSA, which is a tax-advantaged savings account that can be used to pay onlyeligiblehealth, prescription, dental, and vision-related expenses incurred for services not covered by insurance (e.g., deductibles, copays, and coinsurance).
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